Indira Gandhi National Old Age Pension Scheme [Apply Now]

The indira gandhi national old age pension scheme is a crucial initiative by the Government of India aimed at providing financial assistance to elderly citizens. This scheme focuses on ensuring financial security and support for senior citizens who belong to Below Poverty Line (BPL) households. Launched in November 2007, the scheme is a part of the National Social Assistance Programme (NSAP), which is administered by the Ministry of Rural Development.

The scheme aims to offer a basic level of financial aid to the elderly, thereby improving their socio-economic conditions and enabling them to lead a dignified life. The NSAP, which began on 15th August 1995, represents a significant step towards fulfilling the Directive Principles of State Policy enshrined in the Constitution of India, which mandates the state to undertake welfare measures for its citizens.

FeatureDescription
StateAll States and Union Territories
Name of the schemeIndira Gandhi National Old Age Pension Scheme (IGNOAPS)
Official Websiteweb.umang.gov.in
BeneficiariesCitizens living Below Poverty Line (BPL), aged 60 years or above
Registration ProcessBoth online via UMANG App and offline at Common Service Centers (CSCs)
Initiated ByGovernment of India
Scheme OverviewProvides monthly pension for elderly BPL citizens

Registration Process

The registration process for the indira gandhi national old age pension scheme is designed to be accessible for eligible beneficiaries. Applicants can register online via the UMANG App or the official portal web.umang.gov.in. The steps for online registration are as follows:

  • Download the UMANG App or visit the website: Applicants need to download the UMANG App or visit the official portal.
Indira Gandhi National Old Age Pension Scheme
  • Login using mobile number and OTP: The citizen can log in using their mobile number and a One Time Password (OTP) sent to their phone.
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  • Search for NSAP: Once logged in, search for the National Social Assistance Programme (NSAP).
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  • Apply Online: Click on “Apply Online” for the indira gandhi national old age pension scheme.
  • Fill in Details: Fill in the basic details, choose the mode of payment of pension, upload a photo, and click on “Submit”.

Additionally, offline registration is available at Common Service Centers (CSCs), where applicants can get assistance in completing the registration process and submitting necessary documents.

Eligibility Criteria

To be eligible for the indira gandhi national old age pension scheme, applicants must meet the following criteria:

  1. Citizenship: The applicant should be a citizen of India.
  2. Economic Status: The applicant should be living Below Poverty Line (BPL).
  3. Age: The applicant should be at least 60 years of age.

The scheme is aimed at providing financial support to senior citizens aged 60 years or above who belong to BPL households, ensuring they receive the necessary aid to maintain a basic standard of living.

Required Documents

Applicants need to provide several documents to register for the indira gandhi national old age pension scheme. These documents ensure the authenticity and eligibility of the applicants. The required documents include:

  1. Duly filled and self-attested Application Form: The application form should be filled and self-attested by the applicant.
  2. Domicile Certificate: Proof of residence is required.
  3. Residential Proof: Documents like Voter card, Electricity Bill, or Aadhar Card can be used.
  4. Age Proof: Birth Certificate issued by the School last attended, Municipal authority, or through a Medical Board.
  5. Aadhar Number: Aadhar card is mandatory.
  6. Bank Passbook: Details of the bank account, including the account holder’s name and account number.
  7. Ration Card: Ration card details.
  8. Affidavit: An affidavit duly attested by a Judicial Magistrate/Executive Magistrate stating that the applicant is not receiving any other pension or financial assistance from other sources.

Objectives of indira gandhi national old age pension scheme

The primary objectives of the indira gandhi national old age pension scheme are:

  1. Financial Support: To provide financial assistance to elderly citizens aged 60 years and above from BPL households, ensuring they have a basic level of financial security.
  2. Socio-economic Improvement: To improve the socio-economic conditions of the elderly by providing a regular monthly pension, reducing their dependency on others.
  3. Dignified Living: To ensure that senior citizens can lead a dignified life without financial struggles.
  4. Uniform Social Protection: To ensure uniform social protection for the elderly across the country without interruption.
  5. Expansion of Coverage: To expand the scheme to cover all eligible persons Below Poverty Line (BPL), ensuring that no eligible elderly citizen is left out.

Benefits of indira gandhi national old age pension scheme

The indira gandhi national old age pension scheme offers several benefits to its beneficiaries:

  1. Monthly Pension: A monthly pension of ₹200 is provided to individuals aged 60-79 years and ₹500 to those aged 80 and above.
  2. Financial Security: The scheme ensures financial security for senior citizens, helping them meet their basic needs.
  3. Reduced Dependency: By providing regular financial assistance, the scheme reduces the dependency of elderly citizens on their families and others.
  4. Enhanced Quality of Life: The financial aid helps improve the overall quality of life of the beneficiaries, ensuring they live with dignity.
  5. Support to BPL Families: The scheme specifically targets BPL households, offering much-needed support to the most vulnerable sections of society.

Features of this scheme

The indira gandhi national old age pension scheme is a component of the National Social Assistance Programme (NSAP), which includes other schemes like the Indira Gandhi National Widow Pension Scheme (IGNWPS), Indira Gandhi National Disability Pension Scheme (IGNDPS), National Family Benefit Scheme (NFBS), and the Annapurna Scheme. This scheme represents the government’s commitment to providing social assistance benefits to the elderly, ensuring their well-being and financial independence.

Exclusions of this scheme

The indira gandhi national old age pension scheme specifically targets citizens aged 60 years and above living below the poverty line. It does not provide benefits to those who do not meet these criteria or are already receiving financial assistance or pensions from other sources.

Riya Bhowmick, from West Bengal, merges her Chemistry Honors degree with passions for makeup artistry and spiritual writing. She runs "Makeup with Riyaz" on social media and writes for a spiritual blog. Riya also shares insights on Yojana scholarships, showcasing her diverse expertise in science, beauty, and education.

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