PM Vishwakarma Yojana: The PM Vishwakarma Yojana is a big programme started by the Central Government’s Ministry of Micro, Small, and Medium Enterprises to help Vishwakarma artisans and craftsmen across India improve their social and economic lives. This full programme is meant to help traditional workers from start to finish by giving them loans with no collateral, training to improve their skills, and the tools they need to do their jobs.
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By facilitating access to modern equipment and market opportunities, along with financial aid such as stipends during training and subsidies for tool purchases, the Yojana aims to enhance the quality and competitiveness of their crafts. This forward-thinking initiative not only seeks to preserve the rich cultural heritage of Indian craftsmanship but also ensures sustainable economic growth for the artisans, helping them to thrive in a modern economy.
Key Features of PM Vishwakarma Yojana
Here are the key features of the PM Vishwakarma Yojana 2024, which underscore its comprehensive approach to empowering artisans and craftsmen across India:
| Name of the Scheme | PM Vishwakarma Yojana |
| Launched by | Central Government |
| Department Concerned | Ministry of Micro, Small and Medium Enterprises |
| Beneficiaries | Citizens of all castes of the Vishwakarma community of the country |
| Objective | Helping artisans and craftsmen access new opportunities |
| Benefits | Skill training and financial assistance |
| Category | Central Government Scheme |
| Application Process | Online |
| Official Website | https://pmvishwakarma.gov.in |
- Collateral-Free Loans: The Yojana offers beneficiaries up to ₹3 lakh in loans, disbursed in two phases, to help them start or enhance their businesses. These loans are provided at a reduced interest rate of 5% without the need for any collateral.
- Skill Development Training: Artisans and craftsmen receive vocational training tailored to their crafts, enhancing their skills and increasing their employability. During the training period, a stipend of ₹500 per day is provided to support their daily needs.
- Modern Equipment and Tool Kits: The scheme includes a one-time grant of ₹15,000 for purchasing essential modern tools and equipment. This support is critical for improving the quality and efficiency of the artisans’ work.
- Digital Empowerment: Incentives are offered for engaging in digital transactions, promoting beneficiaries’ digital financial literacy and inclusion.
- Market Linkage Support: The Yojana provides platforms for brand promotion and access to national and international markets, helping artisans expand their reach and find new markets for their products.
- Direct Bank Transfers (DBT): All financial transactions within the scheme are executed through direct bank transfers, ensuring transparency and reducing the scope for corruption.
- Certification and Recognition: Upon completion of their training, artisans are awarded certificates that recognize their skills and enhance their marketability.
These features are designed to address the various challenges artisans and craftsmen face, providing them with the necessary tools to succeed in a competitive market environment and helping them lead self-reliant and dignified lives.
Benefits of PM Vishwakarma Yojana
The PM Vishwakarma Yojana 2024 offers various benefits tailored to uplift artisans’ and craftsmen’s economic and social status in India. Here are some of the key benefits of the scheme:
- Economic Empowerment through Financial Aid:
- Low-Interest Loans: Beneficiaries can receive up to ₹3 lakh in loans at a reduced interest rate of 5%, which can help them start or expand their businesses.
- Tool Kit Assistance: A financial assistance of ₹15,000 is provided for purchasing tool kits and other essential equipment, enabling artisans to upgrade to modern tools.
- Skill Enhancement and Certification:
- Vocational Training: Free skill training is tailored to various crafts, enhancing their competencies and marketability.
- Training Stipend: A daily stipend of ₹500 is offered during the training period, supporting the artisans financially while they learn.
- Certification: Upon completion of training, participants receive certificates that validate their skills and facilitate better job opportunities.
- Market Access and Branding:
- Market Linkages: The scheme supports accessing national and international markets, helping artisans sell their products more widely.
- Brand Promotion: Initiatives under the yojana help promote brands associated with traditional crafts, increasing visibility and consumer reach.
- Digital Empowerment:
- Incentives for Digital Transactions: The scheme encourages beneficiaries to perform digital transactions, aiding their financial inclusion and digital literacy.
- Transparency and Direct Benefits:
- Direct Bank Transfers (DBT): All financial aids under the Yojana are transferred directly to the beneficiaries’ bank accounts, ensuring transparency and reducing delays.
- Social Inclusion:
- Inclusive Eligibility: The scheme targets over 140 castes of the Vishwakarma community, promoting inclusivity and ensuring that benefits reach diverse groups within society.
- Enhanced Productivity and Quality:
- Access to Modern Equipment: The Yojana helps artisans enhance the quality and productivity of their products by providing financial assistance for modern tools and equipment.
These benefits support the immediate needs of artisans and craftsmen and contribute to their long-term stability and growth, fostering a sustainable economic model within India’s traditional crafts sector.
Eligibility Criteria of PM Vishwakarma Yojana
The PM Vishwakarma Yojana is specifically designed to support artisans and craftsmen of the Vishwakarma community across India. Here are the eligibility criteria for individuals interested in benefiting from this scheme:
- Community Membership:
- Specific Castes: The applicant must belong to one of the over 140 castes of the Vishwakarma community identified in the scheme.
- Professional Requirement:
- Skilled Artisans or Craftsmen: Applicants should be trained in craft or artisanal work that falls under the traditional occupations recognized by the scheme.
- Age Limit:
- Minimum Age: The candidate must be 18 years or older when applying to qualify for the scheme.
- Residency:
- Indian Citizen: Applicants must be citizens of India to be eligible.
- Registration and Documentation:
- I-Shram Card: Candidates must possess an I-Shram card, part of the government’s initiative to register unorganized workers and provide them various benefits.
- No Government Employment: No member of the applicant’s family should be in a government job, ensuring the scheme targets those in need.
- Family Criteria:
- One Member Per Family: Only one member from each family is eligible to benefit from the scheme to maximize its reach among different families.
These criteria are intended to ensure that the benefits of the PM Vishwakarma Yojana are extended to those who need them most, providing significant support to artisans and craftsmen within the Vishwakarma community to help them enhance their skills, increase their economic opportunities, and improve their quality of life.
Documents Required
Applicants need the following documents to apply:
- Aadhaar Card
- Residence Certificate
- Caste Certificate
- E-Shram Card
- Wage Card
- Ration Card
- Mobile Number
- Passport Size Photo
- Bank Account Passbook
How to Apply for PM Vishwakarma Yojana
Applying for the PM Vishwakarma Yojana 2024 is a straightforward online process that allows artisans and craftsmen from the Vishwakarma community to access various benefits the scheme offers. Here’s a detailed step-by-step guide on how to apply:
Step 1: Visit the Official Website
- Access the Website: Navigate to the official website of PM Vishwakarma Yojana at https://pmvishwakarma.gov.in. Ensure you have a reliable internet connection to proceed without interruptions.
Step 2: Registration/Login
- Create an Account: If you are a new user, you must register by clicking the ‘Register’ or ‘Sign Up’ option. Fill in the required details, such as name, mobile number, and email, and create a password.
- Login: If you already have an account, click the ‘Login’ option on the homepage. Enter your user ID and password to access the application portal.
Step 3: Filling the Application Form
- Navigate to the Application Form: Locate and select the PM Vishwakarma Yojana application option once logged in.
- Enter Details: Carefully fill in all the required information in the application form. This will include personal details, contact information, details about your craft or trade, and any specific skills you have.
Step 4: Upload Required Documents
- Prepare Documents: Ensure you have all the required documents in digital format. This typically includes your Aadhaar card, I-Shram card, caste certificate, residence proof, passport-size photographs, and bank account details.
- Upload Documents: Follow the instructions on the website to upload the necessary documents. Check the formats and size limitations for uploads as specified on the website.
Step 5: Review and Submit
- Review Application: Review all the details and documents for accuracy before applying. Errors or omissions can lead to delays or rejection.
- Submit the Form: Once everything is in order, submit your application. You will receive a confirmation on the screen and possibly via email or SMS, including a registration ID for future reference.
Step 6: Application Acknowledgement
- Acknowledgement Receipt: Save or print the acknowledgement receipt or the registration ID you receive after submission. This will be useful for tracking the status of your application or for any further communication with the scheme administrators.
Step 7: Tracking the Application Status
- Check Status Online: You can track the status of your application by revisiting the official website and selecting the ‘Track Application’ option. Enter your registration ID or other required details to view the current status of your application.
These steps will help you successfully apply for the PM Vishwakarma Yojana 2024. Ensure all information is correct and complete to avoid complications during the review and approval process.
Checking Application Status
To check the status of your application for the PM Vishwakarma Yojana 2024, follow these detailed steps to ensure you can quickly and easily access the information you need:
Step 1: Visit the Official Website
- Access the Website: Go to the official PM Vishwakarma Yojana website by typing https://pmvishwakarma.gov.in in your web browser. Make sure your internet connection is stable to prevent any disruptions.
Step 2: Navigate to the Application Status Section
- Find the Application Status Option: On the website’s homepage, look for a section or a link labelled ‘Application Status’, ‘Check Status’, or ‘Applicant Beneficiary’. This is usually found in the main menu or under a specific tab for applicants.
Step 3: Enter Your Details
- Input Registration ID: Once you click on the application status option, you will be directed to a new page where you must enter your registration ID or other identifying information you received during the application submission process.
- Additional Details: Some systems may require further details, such as your date of birth, mobile number, or email, for verification purposes.
Step 4: View Status
- Submit Details: After entering the required information, click the submit or view status button.
- Review Your Application Status: Your application’s status will be displayed on the screen. This can include stages such as ‘Received’, ‘Under Review’, ‘Approved’, or ‘Rejected’, along with specific notes or next steps.
Step 5: Follow Up
- Take Necessary Actions: If your application is in ‘Under Review’ or ‘Received’ status, you may need further updates. If it is ‘Approved’, follow the instructions for the next steps. If ‘Rejected’, look for reasons and see if there is an option to appeal or reapply.
Step 6: Contact Support If Needed
- Help or Support: If you encounter any issues or have questions about your application status, look for a contact option on the website, such as a helpdesk phone number, email, or an online query form. Contacting the support team can provide you with more detailed assistance.
By following these steps, you can efficiently check the status of your PM Vishwakarma Yojana application and take appropriate actions based on the status provided.
Conclusion
PM Vishwakarma Yojana is a significant initiative to empower and uplift India’s traditional craftsmen and artisans. By providing financial aid, training, and market access, the Yojana supports the economic development of the Vishwakarma community and helps preserve and promote traditional crafts. As we move forward, it is hoped that this Yojana will bring about positive changes in the lives of many artisans, helping them to achieve greater heights of success and self-reliance.
